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Important Information

Website Disclaimer

Please read this disclaimer carefully before using our services

Effective Date: 27 April 2026

Read Carefully

This disclaimer applies to all services, products, and information provided on this website.

Master Website Disclaimer

ValUMinds Finsperiti Catalyst LLP provides services in Business Consulting, Wealth Management, and Finance Education.

Wealth Management Services Scope

The Wealth Management vertical may cover a wide range of financial products and allied services including mutual funds, bonds, debentures, NCDs, insurance products, demat-related services, digital asset / crypto support services through service providers, PMS distribution, AIF distribution, estate-planning support, will-writing facilitation, and other solutions relevant to client requirements from time to time. However, the inclusion or mention of any product or service on this website does not mean that such product is suitable, available, approved, or guaranteed for any person.

Regulatory Role Clarification

For mutual fund products, ValUMinds acts as an AMFI-registered Mutual Fund Distributor. For other products or services, ValUMinds may act as a facilitator, distributor, coordinator, referrer, onboarding-support provider, or service integrator, and the underlying product or service may be offered, managed, approved, underwritten, or executed by the relevant third-party insurer, issuer, depository participant, broker, digital-asset service provider, portfolio manager, fund manager, legal professional, or service provider, as may be applicable from time to time.

ValUMinds does not, merely by referencing such products or services, represent that it is a SEBI-registered investment adviser, portfolio manager, AIF manager, insurer, depository participant, stock broker, digital-asset exchange, legal practitioner, executor, or regulated platform for all such products or services, unless separately and expressly disclosed, where required by applicable law.

Compliance-First Approach

ValUMinds follows a compliance-first approach and shall obtain, maintain, renew, or work through such registrations, licenses, approvals, certifications, empanelments, permissions, and partner authorizations as may be applicable from time to time for the products, services, and facilitation arrangements undertaken by it.

General Information Only

All information on this website is for general information, service introduction, facilitation, and educational purposes only. It does NOT constitute:

  • Investment advice
  • Legal advice
  • Tax advice
  • Credit advice
  • Insurance advice
  • Estate-planning legal opinion
  • Research recommendation
  • Solicitation to invest, insure, trade, or enter into any financial transaction

No Guarantees

All decisions are taken solely by the client. ValUMinds does not guarantee:

  • Allotment or approval
  • Policy issuance or claim settlement
  • Demat activation or transaction execution
  • Returns or capital protection
  • Performance or liquidity
  • Exit opportunity
  • Enforceability of third-party documents
  • Achievement of any financial, estate-planning, business, or educational outcome

Business Consulting Disclaimer

ValUMinds provides business consulting services including strategic support, finance-process support, structuring support, compliance coordination, growth planning, operational advisory assistance, and allied facilitation services relevant to client requirements from time to time.

To facilitate better client outcomes, ValUMinds may coordinate with external specialists, implementation partners, legal professionals, compliance experts, tax professionals, valuation experts, technology vendors, and other service providers. The involvement of such partners is intended to improve execution and client experience; however, their work, advice, deliverables, certifications, filings, or opinions remain subject to their own scope, professional responsibility, contractual terms, and applicable law.

Unless specifically agreed in writing, business consulting services do not constitute statutory audit, legal representation, secretarial certification, valuation certification, tax opinion, due diligence certification, regulatory approval assurance, or guarantee of funding, growth, compliance outcome, or commercial success.

Finance Education Disclaimer

ValUMinds provides finance education, investor-awareness programs, workshops, seminars, training, mentoring, courses, webinars, faculty-led sessions, guest sessions, and learning content for educational and knowledge-enhancement purposes.

The finance-education segment may from time to time cover a broad range of subjects relevant to personal finance, investments, taxation, wealth products, insurance, business finance, compliance, entrepreneurship, markets, demat systems, digital assets, and related practical topics. However, such educational content is general in nature and is not tailored to the specific circumstances of any participant.

Such content does not constitute investment advice, financial planning, legal advice, tax advice, insurance advice, research recommendation, buy/sell recommendation, trading call, or a solicitation to buy or sell any security, digital asset, or financial product. Participants should exercise independent judgment and obtain professional advice before acting on any matter discussed in educational content.

Questions?

For questions about this disclaimer, please contact:

Email: connect@valuminds.com

Mobile: 9852398529